Most banks use a common playbook for distressed loans: amend/restructure, forebear, foreclose, etc. But sophisticated lenders recognize that bank profitability is maximized when all options—including distressed loan sales—are considered. The key to this approach is creating a formal decision model which not only compares potential outcomes but also allows key assumptions to be scrutinized, and all expected costs captured (including cost of reserves) so that the time adjusted return for each option is more accurately identified. This is a method used by best-in-class risk management groups and one that bank regulators like to see.
Our webinar will explore these issues in depth and provide practical guidance to help lenders better determine whether their troubled loans should be sold or retained.
Presenters
Robert Milam, Director, Summit Investment LLC
Michael D. Fielding, Partner, Husch Blackwell
Who Should Attend
Executives, legal counsel and special asset officers for banks, financial institutions, lenders and other vendors that deal with commercial or agricultural borrowers.
Continuing Education Credit
This program is pending approval for Colorado, Illinois, Iowa, Kansas, Missouri, Nebraska, Tennessee, Texas and Wisconsin continuing legal education credit.