Cynthia advises financial institutions and borrowers in structuring, documenting, negotiating and closing secured and unsecured commercial financing transactions.
She has extensive experience with credit facilities of all sizes and types, including single lender and syndicated commercial loans, asset-based financings, letter of credit facilities, mezzanine or subordinated debt financings, construction loans, multistate real estate portfolio loans, and credit enhancements for tax-exempt and revenue bonds. Cynthia also counsels financial institutions on informal workouts and forbearance situations when loans become troubled.
Cynthia’s clients are primarily lenders at various financial institutions, including banks and insurance companies. In addition, her practice includes providing corporate borrowers, including manufacturers, developers and real estate entities, with negotiating and closing loans and credit facilities by delivering due diligence materials, negotiating loan documents, preparing corporate resolutions and issuing enforceability opinions.
Her recent engagements include:
- Advising a client on the assumption of an existing portfolio of real estate loans by a new borrower.
- Representing a real estate investment trust in negotiation of its $750 million unsecured credit facility with a syndicate of lenders.
- Counseling a client on its acquisition of a nationally branded business and all of its financing-related issues, including the negotiation, documentation and closing of a $120 million first lien credit facility and $40 million second lien credit facility.